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Do you think you can survive in the future without saving in the present?
The majority of options that today's people plan to invest in are recurring or fixed deposit schemes which the banks and other financial institutions provide to cover future uncertainties.
A fixed deposit's maximum interest rate for a year is around 5% to 7.5%, which varies depending upon your tenure and principle amount.
How much is the inflation rate going on? It is approximately 6.5%.
Investing in these securities is not a feasible option for me as it is not even covering the inflation rate.
Let me help you with the solution.
Many of us want a safe and secure option to invest in. You can invest in government-owned bank funds that offer better results, cover inflation, and help create wealth.
About SBI Mutual Fund
SBI Mutual Funds, one of India's biggest mutual fund firms, has assets under management (AUM) totaling more than Rs. 6 lakh crores. It provides a wide variety of mutual fund schemes, including equity, debt, hybrid, and solution-oriented funds, to meet the various investment demands of investors. Investors can start investing in SBI Mutual Funds in multiple ways, including through the company's website or by clicking the button below, with a minimum investment of Rs. 500.
Detailed Analysis of SBI Large and Mid-Cap Fund
SBI Large and Mid-Cap Fund, as its name implies, invests in various asset classes, including large-cap, mid-cap, and small-cap stocks, as well as other assets, to give investors exposure to a diversified portfolio of equities across market capitalizations.
The stocks in the graph below represent the fund's direct stock investments.
The fund invests in various growth and value stocks from multiple industries, adhering to the blend investing style. The Nifty Large & Mid-cap 250 Index serves as the fund's benchmark index, and it is managed by a skilled fund manager that bases their investment choices on in-depth investigation and analysis.
A minimum investment amount of Rs. 500 is required for systematic investment plans (SIPs) or lump sum investments in the SBI Large and Mid-Cap Fund.
In the past, the SBI Large and Mid-Cap Fund has provided moderate returns, such as
The fund was issued on February 28, 1993, and as of today, it is managing a total of Rs. 9,267.38 billion in assets.
Total Net Asset Value of the funds (As on 31.012023)
The goal is to allow the investor to profit from long-term capital growth by building a diversified portfolio of large- and mid-cap companies.
Examination of a One-Year Trend Chart
Key Facts to know about SBI Large-Cap and Small-Cap Fund
The SBI Large and Midcap Fund seeks to provide long-term wealth appreciation by investing in a mix of large-cap and mid-cap equities.
Asset Allocation: The fund has a flexible approach to asset allocation, allowing it to invest in both large- and mid-cap stocks depending on the state of the market and the fund manager's judgment. But it must allocate at least 35% of its resources to each category.
Performance: As of January 2023, the SBI Large and Midcap Fund had outperformed its benchmark, the Nifty Large-Mid-Cap 250 TRI, with a return of 18.44% over the previous three years.
The minimum investment for this fund is Rs. 5,000 (lump sum investment), and additional deposits can be made in multiples of Rs. 500 in the case of lump sum investments.
Expense Ratio: As of September 2021, the fund's direct plan's expense ratio was 1.28%. The regular plan's expense ratio is higher, at 2.22%.
The SBI Large and Midcap funds are classified as having a high-risk profile.
Higher level of risk: It involves investment in riskier assets than less risky investments, but it also provides more significant benefits.
Investing Approach: The fund adopts a blended approach to investing that involves holding growth and value stocks. The fund manager chooses specific stocks for the portfolio using a bottom-up stock-picking strategy.
**Note: These facts are subject to change based on market conditions and the fund's performance. It is always recommended to consult with a financial advisor before making any investment decisions.
The risk associated with these funds involve:
Investments in a broad portfolio of major and midcap firms.
Long-term capital appreciation
Investors are aware that there is a very high risk to their principle.
Note that these investments are subject to market risk, read all scheme related documents carefully.
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